US Merchant Services is pleased to partner with NAPPS to provide NAPPS members with an outstanding credit card processing program.

The Tremendous Advantages with NAPPS Member Program from USMS provides:

1. Easy transition if you are already processing
2. No start up cost
3. 24/7 Customer Service/Support
4. Guaranteed rates (unless Visa/MasterCard increase their rates)
5. No statement fees
6. No batch fees
7. No monthly minimum
8. No contract
9. No early termination fee
10. No gateway fees
11. Easy to read statements
12. No hidden fees
13. No monthly maintenance fees

PRODUCTS AND SERVICES

1. Wireless Terminals - Take credit cards at the site to reduce costs
2. Virtual Terminal - Use your computer or laptop to process transactions
3. Recurring Payments Software - All your customers can pay a set rate every week without having to process the card more than once
4. Check Guarantee and ACH - Accept checks by phone or fax without the worry of NSF
5. Ask about our free terminal loaner program

Detailed Program for NAPPS Members

Credit Card Rates: US Merchant Services utilizes Interchange Pass Through Pricing for all NAPPS Members. We will only charge $3.00 on every $1000 you process in Visa, MasterCard and Discover over the base rates set by these institutions. In order to gain a better understanding of these base rates and fees please see our Frequent Asked Questions (Merchant FAQ) area for more information.

Check Guarantee: If you do not want to accept credit cards but want to stop NSF checks, you may opt to use our Check Guarantee Service. The fees are similar to Credit Cards and will allow you to process them through any of our terminals.

Processing Options: There are several ways to process credit card transactions from your clients.

1. Land Line Based Credit Card Terminal - This terminal can be kept at your office or home and be used to process all credit cards at your convenience. Because the card is usually not present at the time of processing, you will be required to manually enter the number. Because you did not swipe the card, you will incur a slightly higher rate.
2. Wireless Terminals - This type of terminal will allow you to process transactions in a face to face manner enabling you to receive the lowest possible rate. You will also be able to give a receipt to the client on the spot.
3. Virtual Terminal - This method is the most common for your type of industry. You can process a transaction at any time or place as long as you have access to a computer and the internet. This would be used in lieu of the land line terminal. This service also allows you to maintain a database of information on the client so that you will only need to enter the information one time. The only change would be the dollar amount. US Merchant Services also can integrate with pet sitting software through Authorize.Net.
4. Recurring Payments - The Virtual Terminal also allows you to process credit cards on a recurring basis as long as it is the same amount. This allows you to charge your clients over any time period you choose automatically.

ADDITIONAL BENEFITS

BEST FRIENDS: US Merchant Services is partnered with Best Friends Animal Sanctuary (BFAS). The BFAS can be seen every Friday evening on the National Geographic Channel under the name "Dog Town". Most recently Ellen Degeneres featured BFAS on her show because of their work with 22 of the most troubled Michael Vick dogs. With your permission, we will make a contribution to BFAS in your name at no expense to you. If you agree to the contribution, each month we forward BFAS a contribution for each credit card transaction you process. Let your clients know that each time you process their credit cards you are making a contribution to Best Friends.

To learn more about Best Friends, go to www.bestfriends.org.

Any other specific questions not covered here, please email us at sales@usmsllc.com or call 877-709-7515.